Preparing For Earthquakes

BEFORE THE EARTHQUAKE
Protecting You and Your Family

  • Be sure that all family members know how to turn off utilities (gas, water and electricity) in an emergency.  
  • Make sure every family member knows where safe spots are in each room, such as under sturdy tables or desks or in strong doorways.  
  • Identify danger zones in each room, such as windows, bookshelves and furniture, that may fall over and cause injuries.  

Protecting Your Property  

  • Check to see that your house has been properly "tied" to the foundation. Extensive damage is often done to homes that shift and slide on the foundation during an earthquake. A contractor can advise you about this and suggest whether lateral bracing of the house walls is necessary.  
  • Be sure that water heaters and other gas appliances are properly bolted down or supported on the floor or wall.
  • Put the heavier, breakable items on lower shelves.  
  • Search the ceiling and foundation for deep plaster cracks. Make the necessary repairs if there are signs of structural defects.
  • Make an inventory of your possessions and store it off the premises. If your stuff is damaged, this list will help facilitate the claim filing process.

AFTER THE EARTHQUAKE
Protecting You and Your Family  

  • First, check to be sure that no one in the family is injured. Start first aid immediately if injuries are found.  
  • Be prepared for aftershocks which are normal following an earthquake.  
  • Stay away from beach areas because of the danger of possible tsunamis (large seismic sea waves).  

Protecting Your Property  

  • Check utility lines and appliances for damage. If you smell gas, open the windows and turn off the main gas valve. Do not turn on electric lights or appliances until the gas has dissipated. They can cause sparks that might ignite the gas. If electric wires are shorting out, turn off the power.  
  • Clean up flammable liquids inside buildings.  
  • Check to see that sewage lines are intact and working before permitting continued flushing of toilets.  
  • Check chimneys for cracks or other damage before using them.  
  • Notify your insurance agent or company representative as soon as possible. If you have vacated the premises, make sure your representative knows where to contact you.  
  • Take pictures of damaged property and keep notes. Use pictures and inventory lists to help your insurance agent and adjuster assess the damages.  
  • Don't be rushed into signing repair contracts. Deal with reputable contractors. If you're unsure about a contractor's credentials, contact your claims adjuster, Better Business Bureau or Chamber of Commerce for referrals. Make sure the contractor you hire is experienced in repair work - not just new construction. Be sure of payment terms and consult your agent or adjuster before you sign any contracts.
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