| Preparing
For Earthquakes BEFORE
THE EARTHQUAKE
Protecting You and Your Family
- Be sure
that all family members know how to turn off utilities (gas,
water and electricity) in an emergency.
- Make
sure every family member knows where safe spots are in each
room, such as under sturdy tables or desks or in strong doorways.
- Identify
danger zones in each room, such as windows, bookshelves and
furniture, that may fall over and cause injuries.
Protecting
Your Property
- Check
to see that your house has been properly "tied"
to the foundation. Extensive damage is often done to homes
that shift and slide on the foundation during an earthquake.
A contractor can advise you about this and suggest whether
lateral bracing of the house walls is necessary.
- Be sure
that water heaters and other gas appliances are properly bolted
down or supported on the floor or wall.
- Put the
heavier, breakable items on lower shelves.
- Search
the ceiling and foundation for deep plaster cracks. Make the
necessary repairs if there are signs of structural defects.
- Make
an inventory of your possessions and store it off the premises.
If your stuff is damaged, this list will help facilitate the
claim filing process.
AFTER
THE EARTHQUAKE
Protecting You and Your Family
- First,
check to be sure that no one in the family is injured. Start
first aid immediately if injuries are found.
- Be prepared
for aftershocks which are normal following an earthquake.
- Stay
away from beach areas because of the danger of possible tsunamis
(large seismic sea waves).
Protecting
Your Property
- Check
utility lines and appliances for damage. If you smell gas,
open the windows and turn off the main gas valve. Do not turn
on electric lights or appliances until the gas has dissipated.
They can cause sparks that might ignite the gas. If electric
wires are shorting out, turn off the power.
- Clean
up flammable liquids inside buildings.
- Check
to see that sewage lines are intact and working before permitting
continued flushing of toilets.
- Check
chimneys for cracks or other damage before using them.
- Notify
your insurance agent or company representative as soon as
possible. If you have vacated the premises, make sure your
representative knows where to contact you.
- Take
pictures of damaged property and keep notes. Use pictures
and inventory lists to help your insurance agent and adjuster
assess the damages.
- Don't
be rushed into signing repair contracts. Deal with reputable
contractors. If you're unsure about a contractor's credentials,
contact your claims adjuster, Better Business Bureau or Chamber
of Commerce for referrals. Make sure the contractor you hire
is experienced in repair work - not just new construction.
Be sure of payment terms and consult your agent or adjuster
before you sign any contracts.
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